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EU countries with the lowest taxes: all 27 ranked for 2026

Last updated: 2026-08-03

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Want the ranking rather than the rates? The EU Take-Home Pay Index 2026 ranks all 27 countries by the share of a EUR 60k salary you actually keep, for employees and the self-employed.

Tax is the quiet number that decides how much of your income you actually keep. Two countries can advertise similar salaries and leave you with very different amounts in hand once income tax and social contributions are taken out. This guide ranks all 27 EU countries by overall tax burden, lightest first, and is upfront about why your own number may differ.

All 27 EU countries by tax burden

Here is where MoveMapโ€™s model places each EU country on overall tax burden, from lightest to heaviest (illustrative scores only):

CountryTax burden*
Bulgaria30
Cyprus35
Romania35
Hungary40
Malta40
Croatia45
Czechia45
Latvia45
Poland45
Slovakia45
Estonia50
Greece50
Lithuania50
Portugal55
Slovenia55
Luxembourg60
Spain60
Ireland65
Italy65
Netherlands70
Austria72
Finland72
Belgium75
France75
Germany75
Sweden75
Denmark80
*MoveMap EU's rough relative score (0-100), illustrative only, not a tax calculation. Lower means a lighter overall burden. Your real rate depends on your income type, residency and personal situation.

Why your real tax bill is personal

A single headline number can never capture your actual liability. What you pay depends on:

  • How you earn: employment, freelance, dividends and capital gains are often taxed very differently.
  • Special regimes: several countries offer flat rates or temporary breaks for new residents, which can change the ranking entirely.
  • Residency and treaties: where you are tax resident, and any double-taxation agreements, matter as much as the local rate.
  • What you get back: higher-tax countries often fund stronger healthcare, schools and pensions.

Get the real numbers before you decide

Tax is the one area where a rough ranking is only a starting point. Use it to shortlist, then get a proper calculation for your specific income from a qualified tax adviser before you move. The MoveMap check weighs tax alongside cost, income and lifestyle to rank all 27 EU countries for your situation.

Frequently asked questions

Which EU country has the lowest taxes?

For flat personal rates, Bulgaria and Romania lead at 10%. For freelancers, special regimes often beat headlines: Italy's forfettario runs 5 to 15%, Poland's ryczalt is 12% for IT services and Czechia offers one flat monthly payment. Company owners look at Estonia's 0% on retained profits. Rates as of July 2026.

Are there tax-free countries in the EU?

No EU country is tax-free, but two setups come close for specific cases: Cyprus non-domiciled residents pay only a 2.65% health charge on dividends for 17 years, and Estonian companies pay 0% corporate tax until profits are distributed. Both need proper structuring; verify with an advisor.

Which EU country is best for freelancer taxes?

At around EUR 60,000 gross a year, our July 2026 estimates put Bulgaria near 85% of income kept, Czechia around 82% under the flat regime and Poland about 78% on the IT ryczalt, versus roughly 52 to 55% in Belgium or Sweden. Personal circumstances move these numbers, so verify before acting.

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Answer a quick check and get a personalized report ranking all 27 EU countries for your finances, lifestyle, documents and long-term plans.

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